These Web sites have useful consumer oriented information about fair debt collection practices, bankruptcy, and general legal information.
Clicking the links will open a new browser window.
Fair Debt Collection
The Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of course, the law does not erase any legitimate debt you owe. This brochure at the Federal Trade Commission Web site answers commonly asked questions in ordinary language about your rights under the Fair Debt Collection Practices Act.
Credit Reports
The links below are for the three major credit reporting agencies, and a service that will prepare a report using the information from all three. Be aware that these services do charge a fee and I put them here for your information and not as any recommendation that you use their services.
United States Bankruptcy Court - District of Maine
This Web site has extensive information, including an excellent FAQs section that is well written and understandable.
United States Bankruptcy Court - District of Maine
